UK Pension Calculator
Use our free pension projection calculator to forecast your retirement savings, estimate your final pension pot, and predict your retirement income.
Retirement Savings Forecaster
Project the future value of your pension pot based on your inputs.
Contributions
Total annual contribution: £4,000
Estimated Pension Pot at age 67
£578,873
Estimated Annual Retirement Income
How Your Pension Grows
Your pension pot grows through a combination of contributions and investment returns.
Your Contributions
The money you save from your salary each month.
Tax Relief
The government tops up your contribution, effectively boosting your savings. See our pension tax relief guide.
Investment Growth
Your pot is invested, and the returns compound over time, making it grow faster.
State Pension & Retirement Age
The State Pension provides a foundation for your retirement income, but it's often not enough on its own. This pension predictor focuses on your private and workplace pension schemes.
State Pension Age
The age at which you can claim your State Pension is gradually increasing. It is currently 66 for both men and women. It is scheduled to rise to 67 between 2026 and 2028, and then to 68 between 2044 and 2046.
Check your State Pension age on GOV.UKQualifying for the State Pension
To get the full new State Pension (£221.20 per week in 2025/26), you typically need 35 'qualifying years' of National Insurance contributions. You need at least 10 years to get any State Pension at all. This pension calculator focuses on your private/workplace pension, which you build on top of this state provision.