Mortgage Repayment Calculator
Estimate your monthly mortgage payments and see a full amortization schedule showing how your loan is paid off over time.
Mortgage Calculator
Estimate your monthly mortgage payments.
Your Results
A summary of your mortgage estimate.
Your Monthly Payment
£1,169.18
Total Interest Paid
£150,754
Total Paid
£350,754
Amortization Schedule
Understanding Your Mortgage
Buying a home is a huge financial step. Our calculator helps you break down the numbers, so you can understand your potential monthly payments and the total cost of your loan.
Key Mortgage Factors
These are the main inputs that determine your monthly payment.
Property Price
The total purchase price of the property you want to buy.
Deposit Amount
The upfront amount you pay. A larger deposit usually means a lower interest rate and smaller monthly payments.
Interest Rate
The annual interest rate charged by the lender. This has a major impact on your costs.
Loan Term
The number of years you have to repay the loan. Longer terms mean lower monthly payments but more total interest paid.
How It Benefits You
Use this calculator to make informed financial decisions.
Plan Your Budget
Get a clear estimate of your monthly housing costs to see what you can comfortably afford.
Compare Different Scenarios
Easily change inputs like the deposit or interest rate to see how it affects your payments.
Understand the Total Cost
Our calculator shows you not just the monthly payment, but the total interest you'll pay over the life of the loan.